Processing savings calculator
See what accepting cards costs you each year — and what a lower rate or Zero Processing Fees could change.
Your numbers
Don’t know it? Find your effective rate
Illustrative only — not a quote. *Dual-pricing programs shift processing cost to card-paying customers and are subject to card-network rules and state law. Your free analysis shows your actual costs and options.
How this estimate works
Your effective rate is total processing fees divided by total card volume. Multiply your monthly volume by that rate and by twelve, and you have your annual cost of accepting cards. Lowering the processor’s markup changes that number; a compliant Zero Processing Fees program can move it toward $0.
Want the real figure? Send two statements for a free line-by-line analysis, or learn more in effective rate explained and hidden fees on merchant statements.
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