Free tools to stop overpaying.
Run the numbers before you sign anything. Every tool is free, instant and private — nothing you enter leaves your browser.
Savings calculator
What card processing costs you per year — and what a lower rate or Zero Processing Fees could change.
Open calculatorEffective rate check
Two numbers from last month’s statement reveal the only rate that matters.
Check my ratePricing model comparison
Flat vs. tiered vs. interchange-plus on your own volume, with editable assumptions.
Compare modelsTerminal finder
Five questions to find the right terminal, POS or online setup.
Find my setupPayments glossary
Interchange, batch, chargeback, EMV, Level 3 — every statement term, explained.
Read the glossary
Get started
Ready to pay less to accept cards?
Send two statements. Get a line-by-line savings analysis — free, no obligation, 24/7 support.